Government of Odisha along with Government of India is currently receiving online applications to the Pradhan Mantri Awas Yojana (PMAY) as of 2025. This project is meant to offer affordable housing to economically disadvantaged citizens of the state who do not own a permanent house. In case you meet the requirements and you are willing to apply, this guide will take you through the application process, eligibility requirements, and the most important benefits.
About PM Awas Yojana Urban 2.0
The second round in the flagship housing scheme, which was first implemented in 2015, is the Pradhan Mantri Awas Yojana Urban 2.0. This stage, which will be implemented by the Central Government in 2024, will be aimed at offering financial aid to citizens who want to build their own homes and fit into the system. It particularly targets individuals that could not enjoy the first phase of the scheme. As of now, the government has sanctioned the building of an excess of 2.35 lakh houses under PMAY 2.0.
Key Highlights of PMAY Odisha
| Feature | Details |
|---|---|
| Scheme Name | Pradhan Mantri Awas Yojana (PMAY) Odisha |
| Launched By | Government of India |
| Year of Launch | 2024 (PMAY-U 2.0) |
| Primary Objective | To provide permanent housing |
| Target Beneficiaries | Eligible citizens of Odisha/India without a pucca house |
| Main Advantage | Direct financial assistance for construction |
| Application Mode | Online |
| Official Website | PMAY Official Portal |
| Contact Email | pmaymis-mhupa[at]gov[dot]in |
Eligibility Criteria
To qualify for the scheme, applicants must meet the following conditions:
- Belong to the Economically Weaker Section (EWS), Low-Income Group (LIG), or Middle-Income Group (MIG) consisting of permanent residents of India residing in a metropolitan area.
- Does not own a pucca (solid, permanent) house anywhere in India.
- Not entitled to have been assigned a house on any central, state or local government housing scheme within the last 20 years.
- Meet the following annual income thresholds:
- EWS: Up to ₹3 lakh
- LIG: ₹3 lakh to ₹6 lakh
- MIG: ₹6 lakh to ₹9 lakh
Priority Groups: Preference is given to widows, single women, persons with disabilities, elderly citizens, transgender persons, and persons who constitute Scheduled Castes (SC), Scheduled Tribes (ST), minorities, and other susceptible groups in the society.
Financial Assistance Available
The amount of financial aid depends on the state, and the vertical in which you apply. The following table gives the contributions by the central and state government to various regions.
| States/Union Territories | BLC & AHP | ARH | ISS |
|---|---|---|---|
| North-Eastern States, Hilly States, & specific UTs | Central Govt. – ₹2.25 lakh/unit State Govt. – Min. ₹0.25 lakh/unit | Technology Innovation Grant | Home Loan Subsidy – up to ₹1.80 lakh/unit by GoI |
| All Other Union Territories | Central Govt. – ₹2.50 lakh/unit | – | – |
| All Other States (including Odisha) | Central Govt. – ₹1.5 lakh/unit State Govt. – Min. ₹1.00 lakh/unit | – | – |
Documents Required
Before starting your application, ensure you have the following documents and information ready:
- Aadhaar Details: Aadhaar number, full name and date of birth. This is the same information with all members of the family.
- Bank Accounts: An operating bank account number, bank name, branch, and IFSC number. The account has to be associated with your Aadhaar.
- Income Evidence: A scanned original (max 100KB, PDF).
- Land Document: Only needed on Beneficiary-Led Construction (BLC) vertical (PDF, max size 1MB).
Salient Features
- Approved Houses: Over 2.3 lakh houses have already been approved under PMAY 2.0.
- National Mission: The scheme aims to address homelessness across the country.
- Four Verticals: Applications are processed under four distinct verticals to cater to different needs.
- Ambitious Target: The government plans to build 5 crore new houses over the next five years.
Pradhan Mantri Awas Yojana Odisha Verticals
The scheme operates through four main channels:
- Beneficiary-Led Construction (BLC): For individuals who own a plot of land and need assistance to build a house on it.
- Affordable Housing in Partnership (AHP): Construction of houses by partners from the public and private sectors.
- Affordable Rental Housing (ARH): Aims to provide rental accommodation for urban migrants/poor.
- Interest Subsidy Scheme (ISS): Offers interest subsidy on home loans for eligible beneficiaries.
How to Apply Online for PMAY Odisha 2025
Follow these steps to submit your application:
- Visit the Official Website: Go to the PMAY official website.
- Start Application: On the homepage, find and click on the “Apply for PMAY 2.0” link.
- Read Instructions: A page with important guidelines will appear. Read them carefully and click “Proceed” to continue.
- Check Eligibility: You will be directed to an eligibility check page. Enter the required details and click “Check Eligibility”.
- Aadhaar Authentication: On the next page, authenticate your identity by entering your Aadhaar number and name as it appears on the card.
- Complete the Survey Form: The main beneficiary survey form will open. Fill in all the necessary details accurately, including your permanent address, bank account information, and employment status.
- Review and Submit: Carefully review all the information you have entered. Once you are sure it is correct, click the “Submit” button to finalise your application.
How to Login to Your PMAY Account
If you have already applied and need to check your application status:
- Go to the Website: Navigate to the PMAY official website.
- Find Login Option: On the homepage, click on the “Applicant Login” option.
- Enter Details: Enter your registered Aadhaar number and name as per Aadhaar. Click “Generate OTP”.
- Login: Enter the One-Time Password (OTP) received on your registered mobile number and click “Login” to access your account.
Contact Details
For any queries or assistance, you can contact the scheme administrators via email:
- Email: pmaymis-mhupa[at]gov[dot]in
Frequently Asked Questions (FAQs)
Who is eligible for PMAY in Odisha?
Residents of Odisha who do not own a pucca house and fall within the EWS, LIG, or MIG income categories are eligible to apply.
How many verticals are there under PMAY?
There are four main verticals under the scheme: BLC, AHP, ARH, and ISS.
When was PMAY 2.0 launched?
Pradhan Mantri Awas Yojana Urban 2.0 was launched by the Central Government of India on 17th September 2024.